June 24, 2024
Hello Friends !! The summer is finally here and we hope that you’re enjoying the warm and sunny weather. If you have vacation plans, we wish […]
December 1, 2023
The increase in the Banak of Canada Prime rate over the past 20 months, aimed at tackling rising inflation, has left numerous Canadians cash-strapped until the anticipated lowering of the Prime rate in 2024. So what can be done?
September 19, 2022
The 5 Cs of Credit is a term used to describe the pillars of input that go into determining if a lender will lend you the money. They are Capacity, Capital, Collateral, Credit and Character.
September 8, 2022
As summer is abruptly coming to an end, it may seem odd to be thinking about vacation properties. The luxury of a waterfront home on […]
April 28, 2022
When it comes to interest rates, an expression One Cannot See Dollars from the Pennies is frequently true… We pay attention to getting the […]
March 7, 2022
With the prices skyrocketing over the past year, it is very difficult to find a multi-bedroom property for a decent price. That said, if you […]
February 1, 2022
WHILE PRICES HAVE RISEN, YOU CAN STILL INVEST IN REAL ESTATE With skyrocketing prices over the past year, many of those who wanted to get […]
December 29, 2021
Probably not, but it also depends on what keeps you up at night… It’s pretty safe to assume variable rates are going up!! Probably as […]
September 23, 2020
It is a common knowledge that you need to get yourself pre-approved for a mortgage before starting to look for a home. But what exactly is […]
December 1, 2019
I am sure some of us have been there… passing on potential houses just because the bathrooms or kitchens were not up to our standards, […]
March 11, 2018
The new mortgage rules have essentially lowered the qualifying power of mortgage applicants by approximately 20%. Whether you’re buying and need a mortgage, or are simply […]
February 5, 2018
Commercial properties are somewhat an unknown territory to most of us. They require larger down payments. Interest rates are higher. Still, they can still be a […]
March 12, 2017
On October 3rd the federal government announced a series of regulations that govern the access and limitations of mortgages requiring insurance. The rules were put in […]
December 4, 2015
Over the course of the last decade or so, the percentage of private mortgages within my portfolio grew from some 5% to an astonishing 30%… There […]