December 1, 2019

How to Get a House You Want… with the Kitchen You Want

  I am sure some of us have been there… passing on potential houses just because the bathrooms or kitchens were not up to our standards, […]
September 27, 2018

So you want to buy an investment condo…

It’s no secret that as house prices in the GTA have risen over the past 10 years, many of us have become overnight “millionaires”.  Who would […]
April 3, 2018

Cost of Borrowing – The Only True Measure 

  When comparing various financing options, the biggest mistake you can make is to concentrate on the actual nominal rates alone. Instead, you should pay attention […]
March 11, 2018

How to Get Arount the New Mortgage Rules?

The new mortgage rules have essentially lowered the qualifying power of mortgage applicants by approximately 20%. Whether you’re buying and need a mortgage, or are simply […]
February 5, 2018

Have you thought about a commercial property as your next investment?

Commercial properties are somewhat an unknown territory to most of us. They require larger down payments. Interest rates are higher. Still, they can still be a […]
November 9, 2017

Should You Lock In or Not?

  That depends. Over the past 7 years, there were many indications that variable rates will go up and many pressures on those with variable rates […]
October 18, 2017

Do You Have a Home Equity Line of Credit?

When the Prime rate went up by 0.5%, my feelings were mixed… Yes, my variable rate mortgage payments went up and I wasn’t happy about it, […]
September 22, 2017

Why You Should Refinance Now

If you are considering a refinance for any reason – to consolidate your debt, pay for your kids’ education, renovate your home or buy an investment […]
March 12, 2017

Government Changes and What They Mean

On October 3rd the federal government announced a series of regulations that govern the access and limitations of mortgages requiring insurance. The rules were put in […]