November 25, 2023
Choosing whether to refinance your existing mortgage or getting a second mortgage depends on your financial goals. If your existing mortgage has a good rate and a noticeable time left in its term, you should probably think of keeping it rather than refinancing it and getting a second mortgage instead.
February 17, 2021
It’s time to revisit your mortgage strategy. Mortgage rates are down, both on the fixed and variable sides. It’s all over social media and the news. […]
November 9, 2017
That depends. Over the past 7 years, there were many indications that variable rates will go up and many pressures on those with variable rates […]
October 18, 2017
When the Prime rate went up by 0.5%, my feelings were mixed… Yes, my variable rate mortgage payments went up and I wasn’t happy about it, […]
April 7, 2017
A well know Toronto scenario: “Our tiny bungalow is now worth $1M dollars! We should sell it!…” Which then begs the question – “Where would we […]
December 4, 2015
Over the course of the last decade or so, the percentage of private mortgages within my portfolio grew from some 5% to an astonishing 30%… There […]
November 11, 2015
Getting the best mortgage is not only about securing the lowest “nominal” interest rate that many of us tend to get obsessed with. As a matter […]