February 17, 2021
It’s time to revisit your mortgage strategy. Mortgage rates are down, both on the fixed and variable sides. It’s all over social media and the news. […]
September 23, 2020
It is a common knowledge that you need to get yourself pre-approved for a mortgage before starting to look for a home. But what exactly is […]
December 7, 2019
So you own a home and would like to buy an investment property, but all of your savings have been locked up in your home? The answer to your problem is a Home Equity Line of Credit or HELOC.
December 1, 2019
I am sure some of us have been there… passing on potential houses just because the bathrooms or kitchens were not up to our standards, […]
September 27, 2018
It’s no secret that as house prices in the GTA have risen over the past 10 years, many of us have become overnight “millionaires”. Who would […]
April 3, 2018
When comparing various financing options, the biggest mistake you can make is to concentrate on the actual nominal rates alone. Instead, you should pay attention […]
March 11, 2018
The new mortgage rules have essentially lowered the qualifying power of mortgage applicants by approximately 20%. Whether you’re buying and need a mortgage, or are simply […]
February 5, 2018
Commercial properties are somewhat an unknown territory to most of us. They require larger down payments. Interest rates are higher. Still, they can still be a […]
January 8, 2018
I’ve often said that Toronto is turning into Canada’s Manhattan (especially when talking about the cost of housing!). Our city appears always to be growing […]
November 9, 2017
That depends. Over the past 7 years, there were many indications that variable rates will go up and many pressures on those with variable rates […]
October 18, 2017
When the Prime rate went up by 0.5%, my feelings were mixed… Yes, my variable rate mortgage payments went up and I wasn’t happy about it, […]
September 22, 2017
If you are considering a refinance for any reason – to consolidate your debt, pay for your kids’ education, renovate your home or buy an investment […]
March 12, 2017
On October 3rd the federal government announced a series of regulations that govern the access and limitations of mortgages requiring insurance. The rules were put in […]
December 4, 2015
Over the course of the last decade or so, the percentage of private mortgages within my portfolio grew from some 5% to an astonishing 30%… There […]
November 11, 2015
Getting the best mortgage is not only about securing the lowest “nominal” interest rate that many of us tend to get obsessed with. As a matter […]