December 1, 2023

Cash Flow and Mortgage Payments

The increase in the Banak of Canada Prime rate over the past 20 months, aimed at tackling rising inflation, has left numerous Canadians cash-strapped until the anticipated lowering of the Prime rate in 2024. So what can be done?
November 25, 2023

Should you Refinance or Get a Second Mortgage?

Choosing whether to refinance your existing mortgage or getting a second mortgage depends on your financial goals. If your existing mortgage has a good rate and a noticeable time left in its term, you should probably think of keeping it rather than refinancing it and getting a second mortgage instead.
February 17, 2021

Should I Refinance for a Lower Rate?

It’s time to revisit your mortgage strategy. Mortgage rates are down, both on the fixed and variable sides. It’s all over social media and the news. […]
September 23, 2020

Pre-Approvals and What You Need to Know About Them

It is a common knowledge that you need to get yourself pre-approved for a mortgage before starting to look for a home. But what exactly is […]