Plan With Confidence

Mortgage Calculators

Estimate your payments, find out how much home you can afford and budget for land transfer tax – built on Canadian mortgage rules and current Ontario and Toronto tax rates.

Purchase price

Down payment

Interest rate

Amortization

Term

Payment frequency

Calculators provide estimates for illustration only and are not an offer or approval. Payments use Canadian semi-annual compounding. Affordability uses the federal stress test and GDS/TDS limits of 39% / 44%. Mortgage insurance premiums are based on CMHC rates. Actual figures depend on lender, property and credit approval (OAC).

See Today's Mortgage Rates

Compare our current fixed and variable rates, then come back to plug them into the calculators.

Best rate today: 5 Year Variable 3.60%

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Calculators give you a solid estimate. Tell us about your plans and we will come back with numbers based on your actual situation.